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Flood Management

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Floodplain Maps

The City of Loveland reviews multiple maps every day to monitor the City’s flood gauges and the amount of rain. To view the maps, click the image.

 

 

Additional Maps 

Following the September 2013 flood disaster, Colorado has taken steps toward long-term planning and resiliency efforts for flooding and other natural hazards. In early 2015, Colorado’s Legislature passed a funding bill for the Colorado Hazard Mapping Program, which aims to provide a mitigation and land use framework in areas likely to be affected by future flooding, erosion, and debris flow events.

The Colorado Hazard Mapping Program (CHAMP) prepared updated hazard information for the streams most affected by the September 2013 flooding, including the Big Thompson watershed. Phase I & II includes field reconnaissance and survey, creating terrain models from updated topographic data-sets, evaluating hydrology (flows), and modeling to produce flood hazard area limits reflecting the changed conditions. The City will use the updated hazard information to assess risk and identify mitigation opportunities within the community. The updated information is also intended to eventually be used to update Federal Emergency Management Agency (FEMA) Flood Insurance Rate Maps (FIRM), which are used to determine flood insurance requirements.

  • January 26, 2021 - The draft Floodplain maps show the proposed floodplain/floodway of the Big Thompson River and are available for review below.
  • For project-specific information, please visit www.coloradohazardmapping.com and select the “Flood Risk Information for Homeowners, Floodplain Managers, and Engineers” icon where you may enter your address and generate a report for your property.
  • Did you miss the public meeting?  You can view it here on Google Drive

Preliminary FEMA Flood Insurance Study, Larimer County, Colorado

Loveland Comment Card [PDF]

FEMA began the formal 90-day public review and appeal period on May 18, 2022 and will end the formal appeal period on August 16, 2022.  Once the FEMA review and appeal period has closed, and any appeals have been addressed by FEMA, FEMA will then move to adopt the new Flood Insurance  Study documents.  City staff anticipates that new Flood Insurance Study documents will be formally adopted by the City sometime in late 2022 or early 2023.  During the 90-day appeal period, any owner or lessee of real property in our community who believes his or her property rights will be adversely affected by the proposed flood hazard determinations may appeal.  It is important to note, however, that the sole basis for such appeals is the possession of knowledge or information indicating that the proposed flood hazard determinations are scientifically or technically incorrect.  Only appeals of the proposed flood hazard determinations supported by scientific or technical data can be considered before FEMA makes its final flood hazard determination at the end of the 90-day appeal period.  However, FEMA also will consider comments and inquiries regarding data other than the proposed flood hazard determinations (e.g., incorrect street names, typographical errors, omissions) that are submitted during the appeal period, and will incorporate any appropriate changes to the new Flood Insurance documents before they become effective.  Any interested party who wishes to appeal should present their scientific or technical data that tend to negate or contradict FEMA’s findings to the City of Loveland’s Floodplain Administrator, Kevin Gingery (kevin.gingery@cityofloveland.org), whom will forward the data/comments/inquiries received onto FEMA.

 Current Floodplain Maps

The City's Big Thompson Floodplain was revised during 2005 and adopted in November 2006.

Below are links to City of Loveland floodplain maps of the Big Thompson River and information of the City's Early Flood Warning System.

If you want to develop in the floodplain or if you want to know in which flood zone you are located, please contact:

Big Thompson River - current floodplain maps

Lake Loveland - newly adopted floodplain maps

If you are considering building in the 100-year flood fringe of the Big Thompson River, please download the Application for a Floodplain Development Permit and review the City of Loveland's Municipal Codes links below for more information.

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